How long do I have to file a claim after a car accident?

Under Pennsylvania law, a person has two years from the day of their car accident to bring a lawsuit seeking damages for any resulting injuries, death or property damage. This is known as the statute of limitations. However, an insurance claim and a lawsuit differ. A claim to the insurance company after a car accident gives notice of your injuries or damages to the insurance company. The insurance company will then examine the situation and come up with an amount. A lawsuit is a civil case filed with the court.

You should file a claim with your insurance company right away. Filing an insurance claim within the two-year window is important. If the insurer denies the initial claim for damages or offers you a settlement that is too low, filing a lawsuit still remains an option. If you file your claim after the two-year lawsuit deadline, the insurance company may have the advantage in that they know the statute of limitations to file a lawsuit has ended. Then the insurance claims process becomes they only option for compensation. To protect your right to compensation, file the claim within-two years from the date of the accident.

Other Car Accident FAQs:

Practice Areas

Get Your Case Evaluation Today for FREE

(215) 227-2727

EMAIL US

TOLL FREE:
(866)-907-2231

NO RECOVERY, NO FEE. GUARANTEED.

Our record of success

Over $500 Million Recovered

$6.75 Million

ATV Accident

$2.0 Million

Truck Accident

$1.125 Million

Car Accident

View all Case Results

From our Clients

See more testimonials

I would not have been able to achieve the results and reach the settlement that I was awarded without the legal representation of My Philly Lawyer. Thank you Dean and Frank and your entire team.

Darnell B

My Philly Lawyer represented me for an auto accident. The entire process was a pleasure. I was more than satisfied with the outcome. During a normally stressful time, I was put at ease by the entire staff at My Philly Lawyer and I won’t hesitate to have them represent me again.

Craig R.

MyPhillyLawyer absolutely the best in Philadelphia. Dean, Joshua and Deana are the best and they will get you the results you deserve! I’m so grateful and appreciative for their assistance and support!

Hass M.

My experience with MyPhilly lawyer has been wonderful. There is nothing better than feeling like the team is on your side. The staff has always taken my calls , no matter what time. I’m extremely grateful for MyPhilly lawyer.

Corynna M.

I highly recommend Dean Weitzman. He was empathetic and listened carefully to the impact the accident had upon my physical and mental health. I believe he negotiated the very best settlement he could have gotten.

Christina R.

Their team is absolutely amazing and is there to help you every step of the way. I would highly recommend them, they know there stuff and will do what it takes to help their clients.

Brittany M.